Marinilli Associates Public Insurance Adjusters was founded more than 30 years ago and is comprised of 6 licensed public adjusters serving the New England area with more than 100 years of combined experience.
Marinilli Associates, Inc., assists clients from the time of loss through the resolution of the claim. We can arrange emergency services at the time of the loss including securing the property and arranging for temporary living space. From that point, Marinilli Associates prepares a comprehensive and detailed estimate of the damaged property including a building repair estimate and damaged personal property. Marinilli Associates aggressively negotiates on behalf of its clients for a fair and equitable settlement.
When you notify the insurance company of your claim, the insurance company assigns one of their adjusters to evaluate the damage and look out for their interests. It is logical that you should have an adjuster of your own to take care of you and your interests. If you are like most people, you have not really read, nor do you fully understand your insurance policy provisions. You may not know everything to which you are rightfully entitled under the terms and provisions of your insurance policy. Marinilli Associates understands your insurance policy completely, and we make sure that we ask for and that you receive, everything that you deserve and paid premiums for, from your insurance company. Just as you hire a professional when you have a medical, legal, or financial problem, so should you hire a professional who represents you, and you alone, when you have an insurance claim for property damage.
We Specialize In...
Fire Damage
Smoke Damage
Water Damage
Storm Damage
Residential Losses
Commercial Losses
Why can’t my insurance agent take care of my claim?
Your agent specializes in selling you the coverage that you want, but does not have the facilities, experience, time, or training needed or required to handle your claim. Insurance agents are not licensed or bonded as adjusters. We are.
Why can’t the insurance company adjuster represent me?
The insurance company adjuster works for and is paid by the insurance company. Marinilli Associates works for you, and you alone. We have no other interests other than yours. Our fee is simply a percentage of what you receive from the insurance company, so it is to our benefit to get you the best possible settlement. The same can not be said for the insurance company adjuster.
Why can’t I prepare and present my own claim?
Marinilli Associates are professional adjusters who work on insurance claims everyday. We have the facilities, equipment, technology, communications systems, up-to-date information, resources, and industry contacts to reach the maximum recovery to which you are entitled. Attempting to adjust your own claim can be costly, time consuming, stressful, confusing, and very, very difficult.
How are public adjusters paid?
Marinilli Associates receives a reasonable percentage strictly from the recovery that you receive, and only when you receive it. You pay nothing up front, and we charge no consultation fees. Historically, our fee has been more than covered by the additional monies recovered as a result of exposure of hidden damage, proper interpretation of the policy, carefully researched and documented estimates, and aggressive and experienced negotiation skills.
Have you experienced property damage? Report the details of your property loss for a free assessment from our licensed public adjusters.
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Frequently Asked Questions
Do I need a public adjuster?
The need for a public adjuster depends on the complexity of your property damage claim. If you're facing challenges navigating the claims process or ensuring fair compensation, hiring a public adjuster can significantly help advocate for your interests.
Do they handle insurance claims?
Marinilli Associates specializes in handling insurance claims for property damage. With over 30 years of experience, they assist clients in navigating the claims process to ensure fair settlements.
What is their success rate?
The success rate of Marinilli Associates is notable, with a history of achieving favorable settlements for clients in property damage claims, reflecting their expertise and commitment to advocating for clients' best interests against insurance companies.
How long do they take?
The duration of the claims process can vary significantly based on the complexity of the claim and the responsiveness of the insurance company. Typically, it can take anywhere from a few weeks to several months to reach a settlement.
What is their main role?
The main role of public adjusters is to represent policyholders in the insurance claims process, ensuring they receive fair compensation for property damage by advocating for their interests against insurance companies.
How to choose a good adjuster?
Choosing a good adjuster involves evaluating their experience, qualifications, and reputation. Look for licensed professionals with a proven track record in property damage claims who can effectively advocate for your interests and ensure a fair settlement.
Can they provide free estimates?
Marinilli Associates offers free estimates for property damage claims. This initial assessment helps clients understand the potential value of their claims and the services we provide to assist them throughout the claims process.
Can they negotiate with insurers?
Public adjusters can negotiate with insurers on behalf of clients. They advocate for fair settlements and ensure that property damage claims are handled effectively, maximizing the compensation clients receive from their insurance companies.
Are they available 24/7?
Marinilli Associates is available 24/7 to assist clients with their property damage claims. Our team is dedicated to providing immediate support and guidance whenever you need it.
How much do they charge?
The charges for public adjusting services typically depend on the complexity of the claim and the amount recovered. Marinilli Associates offers a transparent fee structure, usually based on a percentage of the settlement achieved for the client.
What services do they offer?
Marinilli Associates offers a range of public insurance adjusting services, including emergency assistance, comprehensive claim preparation, and expert negotiation to secure fair settlements for property damage claims in Massachusetts, Rhode Island, and New Hampshire.
What is their experience?
The experience of Marinilli Associates spans over 30 years in public insurance adjusting. Their team is well-versed in navigating complex property damage claims, ensuring clients receive fair settlements and comprehensive support throughout the claims process.
Are they local to Rhode Island?
Marinilli Associates is indeed local to Rhode Island, offering expert public insurance adjusting services specifically tailored to help clients navigate property damage claims in the state.
Are they licensed in Rhode Island?
Marinilli Associates is licensed to operate as public insurance adjusters in Rhode Island. This ensures that they can effectively assist clients with property damage claims in the state.
Can they work with homeowners?
Marinilli Associates can work with homeowners to assist them in navigating their property damage claims. Our experienced public adjusters advocate for your interests, ensuring you receive a fair settlement from your insurance company.
Can they help with claims?
They can help with claims by providing expert guidance throughout the insurance claims process, ensuring that clients receive fair settlements for property damage. Marinilli Associates specializes in advocating for your interests against insurance companies.
Do they handle commercial claims?
Marinilli Associates handles commercial claims effectively. With over 30 years of experience, our team is equipped to assist businesses in navigating the complexities of property damage claims to ensure fair settlements.
How to contact a public adjuster?
To contact a public adjuster, you can reach out to Marinilli Associates by phone or through their website, where you can request a free incident review and speak with an experienced adjuster about your property damage claim.
What qualifications should a public adjuster have?
The qualifications a public adjuster should have include a valid state license, extensive knowledge of insurance policies, strong negotiation skills, and experience in handling property damage claims to effectively advocate for clients' interests.
How do public adjusters charge for services?
Public adjusters typically charge a percentage of the settlement amount they negotiate on your behalf, which can range from 5% to 15%. This fee is only applicable if they successfully secure a settlement for your claim.
What types of claims can they assist with?
Marinilli Associates can assist with various types of property damage claims, including those related to fire, water, storm damage, and theft. Their expertise ensures clients receive fair settlements for their losses.
How do I file a claim with them?
Filing a claim with Marinilli Associates involves contacting them directly for assistance. Simply reach out via phone or their website to schedule a free incident review, where they will guide you through the claims process step-by-step.
What is the process for hiring an adjuster?
The process for hiring an adjuster involves researching qualified public adjusters, scheduling a consultation to discuss your claim, and reviewing their expertise and fees before making a decision to ensure they align with your needs.
Can they represent me during negotiations?
They can represent you during negotiations. Marinilli Associates provides expert advocacy, ensuring your interests are prioritized while negotiating with insurance companies for fair settlements on your property damage claims.
What should I expect during the claims process?
During the claims process, you can expect a thorough evaluation of your property damage, assistance in preparing necessary documentation, and guidance through negotiations with your insurance company to secure a fair settlement.
How do they assess property damage?
The assessment of property damage involves a thorough inspection by experienced public adjusters who evaluate the extent of the damage, document findings, and determine the necessary repairs to ensure clients receive fair compensation from their insurance claims.
What documentation do I need for claims?
The documentation needed for claims typically includes your insurance policy, proof of loss or damage, receipts for repairs, photographs of the damage, and any relevant correspondence with your insurance company.
How quickly can they start working on claims?
The speed at which they can start working on claims is prompt. Marinilli Associates can typically begin assisting clients with their property damage claims within 24 hours of contact, ensuring timely support for your needs.
What are the benefits of hiring a public adjuster?
The benefits of hiring a public adjuster include expert guidance through the claims process, ensuring you receive a fair settlement, and alleviating the stress of dealing with insurance companies. Their advocacy helps maximize your claim and protect your interests.
How do they communicate with insurance companies?
The communication methods used by Marinilli Associates with insurance companies involve direct negotiations, thorough documentation of claims, and consistent follow-ups to ensure clients receive fair settlements. Their experienced adjusters advocate on behalf of clients throughout the claims process.
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Understanding the Role of Public Adjusters
Public adjusters serve as advocates for policyholders, ensuring that they receive fair compensation for their insurance claims. Unlike insurance company adjusters, who work for the insurer, public adjusters are hired by the insured to represent their interests throughout the claims process.
They possess specialized knowledge of insurance policies, claims procedures, and negotiation techniques that can significantly impact the outcome of a claim. By leveraging their expertise, public adjusters help clients navigate the complexities of insurance claims, ensuring that all aspects of the damage are thoroughly documented and presented to the insurance company.
Benefits of Hiring a Public Adjuster
Hiring a public adjuster can lead to a more favorable settlement for clients, as they are skilled in identifying hidden damages and maximizing recoveries. Clients often find that the fees paid to public adjusters are outweighed by the additional funds recovered through their services.
Moreover, public adjusters alleviate the stress associated with handling claims, allowing clients to focus on their recovery rather than the intricacies of the insurance process. Their advocacy ensures that clients are treated fairly and that their rights are protected throughout the claims journey.
Common Types of Property Damage Claims
Property damage claims can arise from various incidents, including fire, water damage, storms, and theft. Each type of damage requires a specific approach to ensure that all relevant details are captured and presented effectively to the insurance company.
Understanding the nuances of different claims is crucial for maximizing recoveries. Public adjusters are adept at handling diverse claims, utilizing their experience to address the unique challenges posed by each type of property damage, ultimately leading to more successful outcomes for their clients.
How to Choose the Right Public Adjuster
Selecting a qualified public adjuster is essential for a successful claims process. Clients should consider factors such as experience, licensing, and reputation when evaluating potential adjusters. It's important to choose someone who has a proven track record in handling claims similar to the client's situation.
Additionally, clients should seek out testimonials and reviews from previous clients to gauge the adjuster's effectiveness and professionalism. An initial consultation can also provide insight into the adjuster's approach and whether they align with the client's needs and expectations.
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Frequently Asked Questions
Do I need a public adjuster?
The need for a public adjuster depends on the complexity of your property damage claim. If you're facing challenges navigating the claims process or ensuring fair compensation, hiring a public adjuster can significantly help advocate for your interests.
Do they handle insurance claims?
Marinilli Associates specializes in handling insurance claims for property damage. With over 30 years of experience, they assist clients in navigating the claims process to ensure fair settlements.
What is their success rate?
The success rate of Marinilli Associates is notable, with a history of achieving favorable settlements for clients in property damage claims, reflecting their expertise and commitment to advocating for clients' best interests against insurance companies.
How long do they take?
The duration of the claims process can vary significantly based on the complexity of the claim and the responsiveness of the insurance company. Typically, it can take anywhere from a few weeks to several months to reach a settlement.
What is their main role?
The main role of public adjusters is to represent policyholders in the insurance claims process, ensuring they receive fair compensation for property damage by advocating for their interests against insurance companies.
How to choose a good adjuster?
Choosing a good adjuster involves evaluating their experience, qualifications, and reputation. Look for licensed professionals with a proven track record in property damage claims who can effectively advocate for your interests and ensure a fair settlement.
Can they provide free estimates?
Marinilli Associates offers free estimates for property damage claims. This initial assessment helps clients understand the potential value of their claims and the services we provide to assist them throughout the claims process.
Can they negotiate with insurers?
Public adjusters can negotiate with insurers on behalf of clients. They advocate for fair settlements and ensure that property damage claims are handled effectively, maximizing the compensation clients receive from their insurance companies.
Are they available 24/7?
Marinilli Associates is available 24/7 to assist clients with their property damage claims. Our team is dedicated to providing immediate support and guidance whenever you need it.
How much do they charge?
The charges for public adjusting services typically depend on the complexity of the claim and the amount recovered. Marinilli Associates offers a transparent fee structure, usually based on a percentage of the settlement achieved for the client.
What services do they offer?
Marinilli Associates offers a range of public insurance adjusting services, including emergency assistance, comprehensive claim preparation, and expert negotiation to secure fair settlements for property damage claims in Massachusetts, Rhode Island, and New Hampshire.
What is their experience?
The experience of Marinilli Associates spans over 30 years in public insurance adjusting. Their team is well-versed in navigating complex property damage claims, ensuring clients receive fair settlements and comprehensive support throughout the claims process.
Are they local to Rhode Island?
Marinilli Associates is indeed local to Rhode Island, offering expert public insurance adjusting services specifically tailored to help clients navigate property damage claims in the state.
Are they licensed in Rhode Island?
Marinilli Associates is licensed to operate as public insurance adjusters in Rhode Island. This ensures that they can effectively assist clients with property damage claims in the state.
Can they work with homeowners?
Marinilli Associates can work with homeowners to assist them in navigating their property damage claims. Our experienced public adjusters advocate for your interests, ensuring you receive a fair settlement from your insurance company.
Can they help with claims?
They can help with claims by providing expert guidance throughout the insurance claims process, ensuring that clients receive fair settlements for property damage. Marinilli Associates specializes in advocating for your interests against insurance companies.
Do they handle commercial claims?
Marinilli Associates handles commercial claims effectively. With over 30 years of experience, our team is equipped to assist businesses in navigating the complexities of property damage claims to ensure fair settlements.
How to contact a public adjuster?
To contact a public adjuster, you can reach out to Marinilli Associates by phone or through their website, where you can request a free incident review and speak with an experienced adjuster about your property damage claim.
What qualifications should a public adjuster have?
The qualifications a public adjuster should have include a valid state license, extensive knowledge of insurance policies, strong negotiation skills, and experience in handling property damage claims to effectively advocate for clients' interests.
How do public adjusters charge for services?
Public adjusters typically charge a percentage of the settlement amount they negotiate on your behalf, which can range from 5% to 15%. This fee is only applicable if they successfully secure a settlement for your claim.
What types of claims can they assist with?
Marinilli Associates can assist with various types of property damage claims, including those related to fire, water, storm damage, and theft. Their expertise ensures clients receive fair settlements for their losses.
How do I file a claim with them?
Filing a claim with Marinilli Associates involves contacting them directly for assistance. Simply reach out via phone or their website to schedule a free incident review, where they will guide you through the claims process step-by-step.
What is the process for hiring an adjuster?
The process for hiring an adjuster involves researching qualified public adjusters, scheduling a consultation to discuss your claim, and reviewing their expertise and fees before making a decision to ensure they align with your needs.
Can they represent me during negotiations?
They can represent you during negotiations. Marinilli Associates provides expert advocacy, ensuring your interests are prioritized while negotiating with insurance companies for fair settlements on your property damage claims.
What should I expect during the claims process?
During the claims process, you can expect a thorough evaluation of your property damage, assistance in preparing necessary documentation, and guidance through negotiations with your insurance company to secure a fair settlement.
How do they assess property damage?
The assessment of property damage involves a thorough inspection by experienced public adjusters who evaluate the extent of the damage, document findings, and determine the necessary repairs to ensure clients receive fair compensation from their insurance claims.
What documentation do I need for claims?
The documentation needed for claims typically includes your insurance policy, proof of loss or damage, receipts for repairs, photographs of the damage, and any relevant correspondence with your insurance company.
How quickly can they start working on claims?
The speed at which they can start working on claims is prompt. Marinilli Associates can typically begin assisting clients with their property damage claims within 24 hours of contact, ensuring timely support for your needs.
What are the benefits of hiring a public adjuster?
The benefits of hiring a public adjuster include expert guidance through the claims process, ensuring you receive a fair settlement, and alleviating the stress of dealing with insurance companies. Their advocacy helps maximize your claim and protect your interests.
How do they communicate with insurance companies?
The communication methods used by Marinilli Associates with insurance companies involve direct negotiations, thorough documentation of claims, and consistent follow-ups to ensure clients receive fair settlements. Their experienced adjusters advocate on behalf of clients throughout the claims process.
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Understanding the Role of Public Adjusters
Public adjusters serve as advocates for policyholders, ensuring that they receive fair compensation for their insurance claims. Unlike insurance company adjusters, who work for the insurer, public adjusters are hired by the insured to represent their interests throughout the claims process.
They possess specialized knowledge of insurance policies, claims procedures, and negotiation techniques that can significantly impact the outcome of a claim. By leveraging their expertise, public adjusters help clients navigate the complexities of insurance claims, ensuring that all aspects of the damage are thoroughly documented and presented to the insurance company.
Benefits of Hiring a Public Adjuster
Hiring a public adjuster can lead to a more favorable settlement for clients, as they are skilled in identifying hidden damages and maximizing recoveries. Clients often find that the fees paid to public adjusters are outweighed by the additional funds recovered through their services.
Moreover, public adjusters alleviate the stress associated with handling claims, allowing clients to focus on their recovery rather than the intricacies of the insurance process. Their advocacy ensures that clients are treated fairly and that their rights are protected throughout the claims journey.
Common Types of Property Damage Claims
Property damage claims can arise from various incidents, including fire, water damage, storms, and theft. Each type of damage requires a specific approach to ensure that all relevant details are captured and presented effectively to the insurance company.
Understanding the nuances of different claims is crucial for maximizing recoveries. Public adjusters are adept at handling diverse claims, utilizing their experience to address the unique challenges posed by each type of property damage, ultimately leading to more successful outcomes for their clients.
How to Choose the Right Public Adjuster
Selecting a qualified public adjuster is essential for a successful claims process. Clients should consider factors such as experience, licensing, and reputation when evaluating potential adjusters. It's important to choose someone who has a proven track record in handling claims similar to the client's situation.
Additionally, clients should seek out testimonials and reviews from previous clients to gauge the adjuster's effectiveness and professionalism. An initial consultation can also provide insight into the adjuster's approach and whether they align with the client's needs and expectations.
