Storm Damage Public Insurance Adjuster Massachusetts

Understanding the Role of a Public Insurance Adjuster

Introduction to Storm Damage Public Insurance Adjuster Massachusetts

When disaster strikes in the form of a storm, the aftermath can leave homeowners overwhelmed, grappling with property damage and the daunting prospect of insurance claims. This is where the expertise of a Storm Damage Public Insurance Adjuster in Massachusetts becomes invaluable. At Marinilli Associates Public Insurance Adjusters, we’ve dedicated over three decades to navigating the complexities of insurance processes, focusing on storm, fire, smoke, and water damage claims. Our mission is to ensure that families throughout New England secure fair and equitable settlements, providing a bedrock of support during challenging times.

Understanding the Role of a Public Insurance Adjuster

The Liaison Between You and Your Insurance

Our team serves as your advocate, stepping into negotiate with insurance companies on your behalf. This eliminates the stress of back-and-forth communication and ensures that your claim is presented accurately and effectively. With over 100 years of combined experience, our adjusters bring a wealth of knowledge and a firm commitment to securing the best possible outcome for our clients.

Expertise in Evaluation and Claim Preparation

From the initial assessment of storm damage to preparing detailed property estimates, our approach is thorough and meticulous. We cover every aspect of your loss, ensuring that nothing is overlooked. This comprehensive evaluation forms the foundation of a robust claim, maximizing your settlement potential.

Why a Storm Damage Public Insurance Adjuster Massachusetts is Essential

A storm can leave behind a trail of destruction that is often complex to quantify. This is where our specialized knowledge comes into play. We understand the intricacies of storm-related damages and the nuances of insurance policies that cover them. This insight allows us to navigate claims effectively, ensuring that you are compensated fairly for your loss.

A Client-Focused Approach

Securing Your Property and Future

In the immediate aftermath of a storm, securing your property is critical to prevent further damage. Our team assists with this process, providing peace of mind and laying the groundwork for your claim. Furthermore, we explore temporary living arrangements if your home is uninhabitable, ensuring your comfort and safety during this tumultuous time.

Negotiating for Fair Settlements

Our negotiation skills are honed from years of experience and a deep understanding of insurance company tactics. By accurately presenting the scope of your loss and advocating for your rights, we strive to achieve settlements that truly reflect the extent of your damages. This commitment to fairness and equity is at the core of our practice.

Deep Regional Expertise

Operating in Massachusetts, New Hampshire, and Rhode Island, we bring a nuanced understanding of the local landscape to our work. This regional expertise is crucial, as it allows us to anticipate and address specific challenges that may arise during the claim process. Whether it’s understanding local building codes or navigating state-specific insurance regulations, our knowledge ensures a smoother, more efficient claim experience.

Success Stories and Testimonials

Over the years, we’ve had the privilege of supporting countless families through their recovery journey. Each successful settlement is a testament to our dedication and the trust our clients place in us. From restoring historic homes damaged by water to negotiating substantial settlements for storm-damaged properties, our track record speaks volumes about our commitment to excellence.

Getting Started with your Storm Damage Claim

Free Consultation and Policy Review

Understanding your insurance policy is the first step in the claims process. We offer a free, no-obligation site visit, policy review, and consultation to get you started. This initial meeting allows us to assess your situation, answer your questions, and outline the path forward.

Maximizing Your Settlement

With Marinilli Associates on your side, you can rest assured that we will leave no stone unturned in our quest to maximize your settlement. Our proactive approach, combined with our unwavering dedication to our clients, ensures that your claim is in the best hands.


Navigating storm damage claims can be a daunting prospect, but with Marinilli Associates Public Insurance Adjusters, you’re not alone. Our team is committed to providing the guidance and support you need to emerge from this experience with a fair settlement. If you’re facing property damage in the wake of a storm and need assistance with your insurance claim, we’re here to help you rebuild. Let our decades of experience work for you.

How much can a public adjuster charge in Massachusetts?

In Massachusetts, like in many other states, the fees that a public adjuster can charge are regulated to ensure fairness and to prevent any exploitation of homeowners, especially in times of crisis. Typically, a public adjuster’s fee is a percentage of the insurance settlement, and it ranges between 5% to 15%, depending on the complexity and the size of the claim. At Marinilli Associates, we always aim to be transparent about our fees from the get-go. We gauge the scope of work and align our fees within the state-regulated guidelines, ensuring our clients understand the value we bring to their recovery process. Remember, our goal is to maximize your settlement far beyond our fees, making our services a valuable investment in your recovery.

What are the negatives for using a public adjuster?

While there are numerous benefits to hiring a public adjuster, there are also considerations to keep in mind. One concern some homeowners might have is the cost, as paying a percentage of your settlement to a public adjuster can seem like a lot at first glance. However, it’s important to weigh this against the value of potentially securing a higher settlement and the peace of mind from having an expert navigate complex insurance processes on your behalf. Another aspect is the relinquishment of some control over the claims process, as your public adjuster will take the lead in negotiations. At Marinilli Associates, we strive to mitigate these concerns by maintaining open, transparent communication with our clients, ensuring they are informed and comfortable every step of the way.

How do I prepare for an insurance adjuster after a hurricane?

Preparation is key when dealing with the aftermath of a hurricane. Before the insurance adjuster’s visit, document all damage thoroughly. Take clear, detailed photos or videos of all affected areas and items. Compile any receipts or records of home improvements and repairs. If possible, make temporary repairs to prevent further damage, keeping all receipts related to such repairs. Additionally, create a list of damaged or lost items. At Marinilli Associates, we advise our clients on these steps and even assist in the documentation process to ensure the evidence is comprehensive and structured in a way that supports the claim effectively. It’s not just about documenting the damage but presenting it in a context that strengthens your claim.

Does Massachusetts license insurance adjusters?

Yes, Massachusetts requires all public insurance adjusters to be licensed to practice within the state. This licensing ensures that adjusters adhere to professional standards and are knowledgeable about the state’s insurance laws and regulations. At Marinilli Associates, all of our adjusters are licensed professionals, each bringing years of experience and a deep understanding of the local regulations to the table. This not only reinforces the legitimacy of our practice but also provides our clients with the assurance that they are being represented by qualified experts.

What role does a public adjuster play throughout the claim process?

A public adjuster plays a multifaceted role in the insurance claim process. From the moment you decide to file a claim, a public adjuster steps in as your advocate. We start with a thorough assessment of the damage, followed by a detailed review of your insurance policy to understand the coverage specifics. Our team then prepares and submits the claim on your behalf, ensuring that every detail is meticulously documented and substantiated. But our involvement doesn’t end there; we also handle all negotiations with the insurance company, striving to secure a settlement that truly reflects the extent of your damages and losses. Our role is comprehensive – from initial assessment to the final settlement – ensuring you’re supported at every stage. At Marinilli Associates, we take pride in guiding our clients through these challenging times with expertise and empathy, aiming to turn a complex process into a journey towards recovery and rebuilding.


  • – Official website of the Commonwealth of Massachusetts providing information on various topics including insurance regulations and resources.
  • – Official website of the state of New Hampshire offering resources and information on insurance policies and claims in the region.
  • – Official website of the state of Rhode Island providing insights into insurance regulations and claim processes specific to the state.
  • Red Cross – The American Red Cross offers resources and support for individuals and families affected by disasters, including storms.
  • FEMA – The Federal Emergency Management Agency provides information on disaster preparedness, response, and recovery efforts in the United States.

Storm Damage Public Insurance Adjuster Massachusetts